As a health insurance consultant, I help consumers and Medicare beneficiaries navigate their medical insurance options. The great satisfaction I receive from helping others and providing this service over the past 10 years has allow me the gain so much experience and knowledge about the insurance industry as well as other government and state programs that work alongside insurance companies such as the ACA, SHOP and the Social Security Administration medicare savings program and extra help.
Individual & Family Health Insurance is a very important step to remaining financially stable. Since the Affordable Care Act (ACA) went into effect in 2014, your ability to buy an individual health insurance policy from a private insurance company no longer depends on your health status. And Long-term health insurance plans are required to cover the following healthcare services, often referred to as the 10 essential health benefits:
Medicare is the federal government program that provides health insurance if you are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain amount of time, or under 65 and with End-Stage Renal Disease (ESRD). The program is funded in part by Social Security and Medicare taxes you pay on your income, in part through premiums that people with Medicare pay, and in part by the federal budget.
The Small Business Health Options Program (SHOP) helps small businesses with 1–50 employees provide private insurance to their employees. It’s also generally the only way to access the Small Business Health Care Tax Credit, which can save eligible employers up to 50% of their employer contribution. You have more options now than ever before. Don’t limit yourself.
What Clients Are Saying
I reached out to Tekela for assistance selecting a health insurance plan. As I am in the industry and at least comfortable with a number of key concepts it was a surprise to me how complex it could be. Tekela did a great job not just guiding me thru the process but also – and much more importantly – in the decision making; as well as providing fantastic after-care. I highly recommend Tekela for all your health insurance marketplace needs! -Oliver Luker
Thank you very much for your time and knowledge of Medicare Advantage Insurance! Your expertise made what could have been a “tedious task”, a very pleasant experience!! You listened to my needs and helped me to pick out an excellent insurance plan! You are appreciated!!
Sincerely, Frances Kessler